808-227-5456
hipachomes@gmail.com
407 Uluniu Street  Suite 414  Kailua, Hawaii  96734
Buying a home is an exciting time in one's life. Making the smart move of
choosing a real estate agent is your first step to ensuring that your new home
and community meets your needs. My expertise is helping you find the home
that best suits you and your family. For your convenience,
I also provide
listings by email. Please tell me what you are looking for.

I pride myself on repeat business and hope you'll come to understand why.

How I Can Help
As Your Agent, I Will:
+Assure that you see all the properties in the area that meet your criteria.
+Guide you through the entire home buying process, from finding homes to look at, to getting the
best financing.
+Make sure you don't pay too much for your new home and help you avoid costly mistakes.
+Answer all of your questions about the local market area, including schools, neighborhoods, the
local economy, and more.
+Before You Start Looking For Your New Home:

Before you start looking
As Your Agent, I Will help you:
+Determine a comfortable monthly budget for your new purchase, including down payment and
monthly payment.
+Find a
loan program that meets your needs and get pre-qualified (preferably pre-approved).
+Determine what neighborhood best matches your needs.
+Identify important features you need your new home to have.

Closing Costs to Expect
Lender fees include charges for loan processing, underwriting, preparation and establishing an
escrow account.
Third-party fees include charges for title insurance.
Government fees include deed recording and state & local property taxes.
Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and
occasionally private mortgage insurance.

First Time Home Buyer?     Click Here